Credit Card Eligibility

When is the best time to opt for a Credit Card?

When is the best time to opt for a Credit Card?

Unsure about when is the best time to opt for a credit card? Read on to know the best time to apply for a credit card. Credit cards have made our life way simpler as it takes care of our immediate financial needs. Availing a credit card is quite an important decision which you must take after taking stock of your current financial situation. Credit cards need to be used wisely, else you might fall prey to the “debt trap”.…

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Automate your payments through Credit Card

Ever thought about how much automating your bill and loan payments could save your time, money and credit score? In today’s busy world, most of us are engulfed in payment of monthly bills: electricity, gas, phone, mobile, DTH recharge, Wi-Fi bill, insurance payment etc. keeping a track of all these payments and finding time for it can sometimes be a very difficult task. The main reason behind the difficulty in keeping a track of these payments is that these bills…

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How to protect your credit card against online fraud?

Beena had clicked on a linked sent on her email by her bank. She followed all the instructions properly and made a small payment as the email stated that her credit card was being verified and the detail submission and small payment were necessary. She paid INR 50, but in just an hour, her account was wiped clean of INR 3 lakhs. Stunned and shocked beyond belief, she called her bank who informed her no such mail had been sent…

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How to Manage Multiple Credit Cards Effectively?

If you have more than one credit card, you should be careful with your spending and ensure you keep a track of everything. Unfortunately, managing multiple credit cards can be a bit confusing and if aren’t organized, you may end up making some financial blunders. Thankfully, there are some rather simple ways in which you can successfully manage multiple credit cards. We present some tried and tested methods to you in the article. Take a look. The DOs of managing…

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Why are some Credit Cards paid ones with annual charges?

A year ago, if anyone walked up to me and said anything about getting a paid credit card, I would either laugh it off or discredit whatever they are saying. Why wouldn’t you? With so many companies providing you with credit cards free of cost, why would you want to pay annual charges for a credit card? It just felt absurd and simply didn’t add up, until I spent some time around it on a boring Sunday. For a casual…

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Reasons for having at least 2 Credit Cards at all points of time

If the thought of having more than one credit card has spawned inside your head, don’t worry, you are not the only one. A lot of people get around with at least two credit cards and there are good reasons behind the same. Unlike the most common theme that having a credit card is not good for your finances, here are some of the reasons why holding at least 2 credit cards at all points of time can be beneficial.…

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How to keep yourself safe from credit card fraudsters?

With credit cards becoming a popular mode of payment in today’s digital world, the number of credit card users has risen exponentially in the last two decades. But the ease and convenience offered by credit cards are often marred by the cases of fraud reported with respect to them which to have also risen steadily. Irrespective of how often or how much you use it if you are a credit card holder, the risk of your credit card information being…

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