Chandrakant K

Wisdom guide: Buy a house or rent it?

Wisdom guide: Buy a house or rent it?

To buy a house or to rent it is one the biggest financial decisions which many young families face in today’s time. Age old conventional wisdom was to buy a house as soon as you can as owning a house was considered a good investment. Not only did one look at buying a house as an investment decision but also an emotional one on becoming a proud homeowner which provided a sense of achievement. But now looking at the high…

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Top #4 things to keep in mind while opting for your first ever Personal Loans

Be it a financial emergency or a big ticket purchase, more and more people are resorting to personal loans for quick and easy access to fund their current financial needs.  Personal loans are a cheaper form of credit than a credit card and unlike other secured loans like home or auto, personal loans are unsecured loans and do not require any collateral. Personal loans can be taken to fund situations such as a medical emergency, reducing a high-interest debt, wedding…

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Holiday planning with Personal Loan, an easy solution to far-fetched dreaming

In today’s time, life is so hectic and stressful that holidays are the much-needed break from our daily schedule to refresh and rejuvenate us. A perfect holiday helps us get charged with positive energy before we get back to the grind. It is no wonder that the travel industry today has been growing at a magnificent pace. The idea of a perfect holiday differs for everyone as travel means different things to different people. While some prefer to go on…

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Credit Card revolving or Personal Loan? Here is the answer

Many of you, at some point or the other in your life, have been in a situation where you are in urgent need to buy or spend on something but do not have sufficient funds. At such times, taking a loan is the most viable option and need of the hour and there are two options, either to use your credit or take a personal loan. While both credit cards and personal loans may look appear same as they both…

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A complete guide to tax saving mutual fund investments

Tax planning is one of the important aspects of financial planning as a considerable portion of income goes in paying either direct or indirect taxes. Though you cannot reduce the indirect tax burden, you can reduce your direct tax burden with efficient tax planning and proper execution. The most important factor in choosing the right investment option which not only helps you minimize your tax burden but also help in wealth creation. Tax saving mutual funds known as Equity Linked…

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Tips on how to manage your car loan

A car has become a necessity rather than a luxury for the modern Indian upper-middle-class family. In some families, each member of the family has a car at their disposal. With this growing trend car loans (CL) has become very common in an Indian household.When we avail a car loan one should keep the following points in mind before and after taking the loan. Buy within your budget: Your dream car may be the may be an expensive one; however,…

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Quick guide to first timer Home Loan applicants

Quick guide to first timer Home Loan applicants

Everyone dreams of buying a new house at some point in their lives. Owing to the easy home loans available, many choose this option. It is not too easy to buy a house with the current volatile market without availing home loan online or otherwise. If you are one of the people who seek to apply for a home loan online (or at a physical bank location), is aware of a few important points. Yes, there is plenty of advice…

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Top 5 thing to know before applying for a Joint Home Loan

Top # 5 thing to know before applying for a Joint Home Loan

We all aspire to own the dream home at some point in our life. Home loans available at attractive interest rates have made buying a house easier; but booming real estate prices, especially in the bigger cities, restrict our choices and though we may buy a house, but not our dream home. So, what should you do in such a situation? Postpone the decision to buy a house by a few years or settle for the second best option. Fortunately,…

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How to keep yourself safe from credit card fraudsters?

With credit cards becoming a popular mode of payment in today’s digital world, the number of credit card users has risen exponentially in the last two decades. But the ease and convenience offered by credit cards are often marred by the cases of fraud reported with respect to them which to have also risen steadily. Irrespective of how often or how much you use it if you are a credit card holder, the risk of your credit card information being…

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The Beginner’S Guide To Mutual Fund Investments

There’s always a first time for anything you do. Investing in mutual funds is one such essential activity that almost every individual will delve into, at some point in their lives. So I’m going to write on what basically a mutual fund means and how to go about investing in mutual funds. What is a mutual fund? A mutual fund is an investment vehicle wherein, people’s money is pooled in and re-invested in a diversified mix of money market instruments…

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